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Banking-as-a-Service (BaaS)

ShreeCore Financial Technology Pvt. Ltd. provides scalable and compliant Banking-as-a-Service (BaaS) solutions that enable businesses to launch and operate digital banking and financial products without building banking infrastructure from scratch.

Our BaaS platform empowers fintech startups, NBFCs, enterprises, aggregators, and platforms to offer banking-like services through secure APIs, white-label systems, and modular financial components.


Overview – Banking-as-a-Service

Banking-as-a-Service allows non-bank businesses to deliver digital financial services by leveraging regulated banking infrastructure through APIs.

With ShreeCore’s BaaS platform, you can:

  • Launch banking & fintech products faster

  • Reduce regulatory and operational complexity

  • Scale securely with compliant infrastructure

  • Focus on customer experience and innovation

Our architecture is built with compliance, scalability, and performance at its core.


Our Banking-as-a-Service Capabilities

White-Label Fintech Platforms

Launch fully branded fintech platforms under your own name with configurable workflows, dashboards, and user roles.

Wallet & Ledger Systems

Digital wallets, sub-wallets, and ledger-based accounting systems with real-time balance tracking and transaction history.

Agent, Distributor & Partner Management

Multi-level agent and distributor models with commission management, limits, and settlements.

Account & Payment Enablement

Enable UPI collections, payouts, money transfer, and bill payments through unified banking infrastructure.

Settlement & Fund Flow Management

Automated settlement cycles, escrow-like fund handling, and reconciliation systems.

API-Driven Banking Modules

Modular APIs for onboarding, transactions, reporting, limits, and controls — easy to integrate into existing systems.


Who Is Banking-as-a-Service For?

  • Fintech startups launching financial products

  • NBFCs expanding digital offerings

  • Marketplaces & platforms offering embedded finance

  • Enterprises building internal payment systems

  • Aggregators & service providers

  • SaaS platforms enabling financial workflows


Why Choose ShreeCore for Banking-as-a-Service?

Faster Time-to-Market

Launch fintech and banking products in weeks instead of months.

Compliance-Oriented Design

Built with RBI, NPCI, and UIDAI alignment in mind to support compliant operations.

Modular & Scalable Architecture

Choose only the banking modules you need and scale as your business grows.

White-Label Ready

Complete control over branding, user experience, and business logic.

Enterprise-Grade Security

Secure APIs, role-based access, transaction controls, and monitoring.

End-to-End Enablement

From consulting and integration to deployment and ongoing support.


Business Benefits

  • Lower infrastructure and operational costs

  • Faster fintech product launches

  • Improved compliance readiness

  • Scalable partner and agent ecosystems

  • Enhanced customer experience

  • Future-ready digital banking capabilities

BaaS allows businesses to offer banking and financial services using APIs without becoming a bank or building core banking infrastructure.

Yes. Our BaaS platform is designed to support early-stage startups as well as large enterprises.

Absolutely. You can launch the platform under your own brand with customized workflows and dashboards.

Our architecture is designed to align with RBI, NPCI, and UIDAI frameworks, supporting compliant fintech operations.

Yes. All modules are API-driven and integrate seamlessly with web and mobile applications.

Yes. We provide 24×7 technical support, monitoring, and platform maintenance.